About OneBank

OneBank is a revolutionary digital banking application developed by Sterling Bank to meet the evolving needs of its customers. With OneBank, you can perform various financial transactions and access advanced banking features—all from the comfort of your mobile device.

Unlike traditional banking, OneBank eliminates the need for physical visits to a branch. From account opening to fund transfers, bill payments, and financial planning, everything is available at your fingertips. It is designed for individuals seeking convenience, security, and efficiency in managing their finances.

Key Features and Benefits of OneBank

OneBank is loaded with features that make it a must-have for modern banking. Here’s a detailed breakdown of what it offers:

1. Sleek Interface and Elegant Design

The OneBank app boasts an intuitive and elegant interface designed for a seamless user experience. Its sleek design ensures easy navigation and accessibility for users of all tech-savviness levels.

2. Seamless Account Onboarding

Opening an account has never been this easy. With OneBank, you can create an account within minutes. Simply download the app, provide the required details, and start banking immediately. This feature eliminates the need for lengthy paperwork or physical visits.

3. Debit and Virtual Cards

Request a physical debit card, and it will be delivered to your doorstep. Need a card for online transactions? Generate a virtual card instantly through the app and enjoy hassle-free payments.

4. Bill Payments

Pay your utility bills, including electricity, cable TV, and internet subscriptions, directly from the app. This feature ensures you never miss a payment deadline, saving you time and effort.

5. Airtime and Data Top-Up

With just a few clicks, you can recharge your mobile phone or purchase data plans for yourself or your loved ones. This feature supports all major telecom networks in Nigeria.

6. Advanced Budgeting Tools

Track your expenses and manage your finances with OneBank’s improved budgeting feature. It allows you to set spending limits, monitor your expenses, and make better financial decisions.

7. Payment Links

Request money from friends, family, or clients by generating and sharing a simple payment link. This innovative feature makes it easier to receive funds without the hassle of providing account details.

8. FX Swap

Simplify currency conversions with OneBank’s FX Swap feature. Whether you’re travelling or conducting international transactions, this feature ensures convenience and efficiency.

9. Verve Ultra Card

Handle unexpected expenses with ease by applying for the Verve Ultra Card. It provides a line of credit to cover emergencies, ensuring you’re never caught off guard.

10. Dispute Management

If you encounter issues with transactions, the app’s dispute management feature provides prompt assistance. Resolve disputes without the need to visit a bank branch.

11. In-App Notifications

Stay informed about your transactions and account activities with real-time notifications. Manage your alerts directly within the app to ensure you never miss an update.

12. ATM and Branch Locator

Easily locate the nearest Sterling Bank branch or ATM using the built-in locator tool. This ensures you have quick access to banking services whenever needed.

Why Choose OneBank?

OneBank stands out in the digital banking landscape for several reasons:

• Convenience: Access all banking services 24/7 from the comfort of your mobile device.
• Security: Top-notch encryption and advanced security measures protect your data and transactions.
• Efficiency: Perform transactions in seconds without any delays.
• Inclusivity: OneBank is designed for everyone, regardless of their financial expertise or technological proficiency.

How to Get Started with OneBank

Getting started with OneBank is straightforward. Follow these steps:

Step 1: Download the App

Visit the Google Play Store or Apple App Store and search for “OneBank.” Download and install the app on your smartphone.

Step 2: Register or Log In

If you’re a new user, click on the “Sign Up” button and follow the prompts to create an account. Existing users can log in using their credentials.

Step 3: Explore the Features

Once logged in, explore the app’s features and start managing your finances effortlessly. From making payments to creating budgets, the possibilities are endless!

People Also Ask (FAQs)

Who owns Sterling Bank?

Sterling Bank is owned by a mix of Nigerian citizens, corporate bodies, and foreign investors. The bank operates with a strong governance structure to ensure its financial stability and growth.

Is Sterling Bank a UK Bank?

No, Sterling Bank is a Nigerian financial institution. However, it is sometimes confused with Starling Bank, a UK-based digital bank.

How much does Sterling Bank pay a graduate trainee?

The median salary for Sterling Bank graduate trainees is approximately NGN 2.4 million per year, including bonuses and stock benefits.

What is the new name for Sterling Bank?

In September 2022, Sterling Bank Plc transitioned to Sterling Bank Ltd, becoming a subsidiary of Sterling Financial Holdings Company Plc.

Which bank pays the highest salary in Nigeria?

Top-paying banks in Nigeria include Zenith Bank, Fidelity Bank, and Union Bank, among others. Sterling Bank is also competitive in its salary offerings.

Can I get a loan from Sterling Bank or OneBank?

Yes, Sterling Bank or OneBank offers quick loans with competitive interest rates. Apply directly from the app and receive funds in no time.